G2 Insurance Ontario

Find affordable car insurance for G2 license holders in Ontario. Tips for young drivers, average rates by city, and ways to save.

Ontario's Graduated Licensing

G1
Learner's permit. Must have licensed driver in car. Usually on parent's insurance.
G2
Can drive alone. Can get your own policy. Higher rates but building driving history.
Full G
Full privileges. Best rates for new drivers. Rates drop with experience.

Average G2 Insurance Costs in Ontario

$4,000-6,000+
Under 20, GTA
$3,000-4,500
Age 20-24
10-25%
Driver's ed savings
12 months
Min. G2 before full G

G2 Insurance by Ontario City

Insurance rates vary by city. Generally, the GTA has the highest rates while smaller cities are more affordable.

TorontoG2 InsuranceOttawaG2 InsuranceMississaugaG2 InsuranceBramptonG2 InsuranceHamiltonG2 InsuranceLondonG2 InsuranceMarkhamG2 InsuranceVaughanG2 InsuranceKitchenerG2 InsuranceWindsorG2 InsuranceOakvilleG2 InsuranceRichmond HillG2 InsuranceBurlingtonG2 InsuranceOshawaG2 InsuranceBarrieG2 Insurance

Quick Tips for G2 Drivers

  • Complete MTO-approved driver's ed
  • Stay on parents' policy if possible
  • Choose an older, safe car
  • Maintain good grades for discounts
  • Get your full G as soon as possible
  • Try usage-based insurance programs

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