Terms of Service

Last Updated: January 2025

Quick Answer

By using First Cars (firstcars.ca), you agree to these terms. We provide free educational tools and calculators for Canadian car buyers, but all information is for guidance only—not financial advice. Vehicle listings come from third parties; always verify independently. We're not liable for decisions made using our tools. These terms are governed by Ontario law. Contact legal@firstcars.ca with questions.

1. Acceptance of Terms

Welcome to First Cars. By accessing or using our website at firstcars.ca (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes indicates your acceptance of the new Terms.

2. Description of Services

First Cars provides educational resources, tools, and information to help Canadians navigate the car buying process. Our services include:

  • Car loan and lease calculators
  • Province-specific tax and fee information
  • Educational guides and articles
  • Vehicle comparison tools
  • Personalized car buying quizzes
  • AI-powered vehicle search assistance
  • Vehicle deal aggregation from third-party sources

3. Disclaimer of Warranties

THE SITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We do not warrant that:

  • The Site will be uninterrupted, secure, or error-free
  • The results obtained from using the Site will be accurate or reliable
  • Any calculations, estimates, or projections will be exact
  • Vehicle listings or prices displayed are current or accurate

4. Financial Information Disclaimer

The calculators, estimates, and financial information provided on this Site are for informational and educational purposes only. They are not intended to be, and should not be construed as, financial advice.

Important:

  • Calculator results are estimates only and may not reflect actual loan terms, interest rates, or payment amounts
  • Tax rates and fees may change without notice and vary by location
  • Always verify information with financial institutions, dealerships, and government sources
  • Consult with a qualified financial advisor before making any financial decisions

5. Vehicle Listings and Third-Party Content

Vehicle listings displayed on our Site are aggregated from third-party sources. We do not:

  • Sell or lease vehicles directly
  • Guarantee the accuracy, availability, or condition of listed vehicles
  • Verify the legitimacy of sellers or dealerships
  • Take responsibility for transactions conducted with third parties

Always conduct your own due diligence when purchasing a vehicle, including vehicle history checks, independent inspections, and verification of seller credentials.

6. AI-Powered Features

Our Site includes AI-powered search and assistance features. While we strive to provide helpful and accurate information:

  • AI-generated responses may contain errors or inaccuracies
  • AI recommendations should not be considered professional advice
  • Always verify AI-provided information with authoritative sources

7. User Conduct

You agree not to:

  • Use the Site for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Site or servers
  • Scrape, crawl, or harvest data without permission
  • Upload malicious code or content
  • Impersonate any person or entity
  • Use the Site to spam or harass others

8. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of First Cars or its content suppliers and is protected by Canadian and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIRST CARS AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE.

This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless First Cars, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

Our Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites. Accessing third-party links is at your own risk.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

13. Dispute Resolution

Any disputes arising from these Terms or your use of the Site shall first be attempted to be resolved through good faith negotiations. If negotiations fail, disputes shall be resolved through binding arbitration in accordance with the Arbitration Act of Ontario.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact Information

For questions about these Terms of Service, please contact us at:

Email: legal@firstcars.ca
Website: firstcars.ca