How to Inspect a Used Car Before You Buy
Quick Answer
How do you inspect a used car before buying? Check for rust, uneven panel gaps, tire wear, and paint mismatches outside. Inside, test all electronics and look for wear patterns. Always get a pre-purchase inspection from an independent mechanic ($100-200) and run a CarFax/CarProof history report.
Buying a used car can save you thousands of dollars - but only if you don't end up with someone else's problem. A thorough inspection before you buy is your best protection against expensive surprises.
This guide gives you a practical, step-by-step inspection process you can do yourself, plus when to call in a professional.
Before You Start: Set the Right Conditions
Inspect in daylight - Never inspect a car at night or in a dimly lit garage. You need good lighting to spot paint issues, rust, and damage.
On level ground - This helps you check for fluid leaks and assess the car's stance.
When the engine is cold - Arrive unannounced or early. A warm engine can hide starting problems and mask fluid leaks.
Quick Tip
Bring a flashlight, a small magnet, paper towels, and a friend. The flashlight helps you see under the car, the magnet detects body filler (it won't stick to filler), and a friend provides a second set of eyes.
Exterior Inspection Checklist
Body Condition
Walk around the entire car and check for:
- Rust spots - Check wheel wells, rocker panels, door bottoms, and around the windshield. Surface rust is manageable; holes or bubbling paint indicate serious problems.
- Panel gaps - Stand at each corner and look down the side. Uneven gaps between doors, hood, or trunk suggest accident repair.
- Paint mismatches - Compare panels in direct sunlight. Different shades or textures indicate repainting after damage.
- Dents and scratches - Note their location and severity. Small dents are cosmetic; damage near frame rails is concerning.
- Overspray - Check rubber seals, trim, and inside door jambs for paint that shouldn't be there.
Watch Out
Run your magnet along body panels (avoid painted surfaces if possible - use door jamb edges). If it doesn't stick firmly, the panel likely has body filler from collision repair.
Glass and Lights
- Windshield - Look for chips, cracks, or pitting. Small chips can spread; cracks often fail safety inspection.
- All windows - Check for proper operation and any cracks.
- Headlights/taillights - Look for moisture inside (seal failure), cracks, or cloudiness.
- Turn signals and brake lights - Have your friend activate them while you check.
Tires and Wheels
- Tread depth - Use the "toonie test": insert a toonie into the tread. If you can see the bear's paws, tires need replacing soon.
- Wear patterns:
- Center wear = overinflation
- Edge wear = underinflation
- One-sided wear = alignment issues
- Cupping/scalloping = suspension problems
- Tire age - Check the DOT code on the sidewall. Last 4 digits show week and year (e.g., 2521 = week 25 of 2021). Tires over 6 years old should be replaced.
- Matching tires - All four should be the same brand and size. Mismatched tires suggest cheap maintenance.
ON, QC, BC
Check if winter tires are included in the sale. In Quebec, winter tires are legally required December 1 to March 15. A set of winters can be worth $800-1,500.
Underneath the Car
Get down and look under the vehicle with your flashlight:
- Fluid stains - Fresh wet spots are concerning. Oil is dark, coolant is green/orange, transmission fluid is red/pink.
- Rust on frame - Surface rust is normal; scaling, holes, or structural rust is a deal-breaker.
- Exhaust system - Look for holes, heavy rust, or hanging components.
- Suspension components - Check for leaking shocks, cracked boots, or damaged parts.
Interior Inspection Checklist
Overall Condition
- Smell test - Musty smell suggests water damage. Sweet smell could be coolant leak. Smoke smell is hard to remove.
- Seat wear - Does wear match the odometer? A car with 50,000 km shouldn't have a worn-out driver's seat.
- Carpet and floor mats - Lift them and check for moisture, stains, or rust.
- Headliner - Sagging or stained headliners are expensive to fix.
Watch Out
Excessive air fresheners are a red flag. Sellers often use them to mask smoke, mold, or pet odors that are difficult and expensive to eliminate.
Electronics and Features
Test everything:
- All power windows (up and down fully)
- Door locks (all doors, from driver's switch and individually)
- Mirrors (adjust and fold if powered)
- Sunroof/moonroof (open, close, tilt)
- Air conditioning (cold air within 30 seconds)
- Heater (hot air within a few minutes)
- All fan speeds
- Radio/infotainment system
- Bluetooth connectivity
- Backup camera
- Seat adjustments and heaters
- Steering wheel controls
- Cruise control
- USB ports and 12V outlets
Quick Tip
Bring your phone and test the Bluetooth and CarPlay/Android Auto connection. These systems can be expensive to repair if faulty.
Safety Systems
- Seatbelts - Pull each one fully out and check for smooth retraction. Look for fraying or damage.
- Dashboard lights - Turn the key to "on" without starting. All warning lights should illuminate briefly, then turn off when started. Lights that stay on indicate problems.
- Airbag light - Should flash and turn off. A constant light means airbag issues - expensive to fix and dangerous.
Under the Hood Basics
You don't need to be a mechanic to check these items:
Fluids
Engine oil (with engine off and cold):
- Pull dipstick, wipe, reinsert, pull again
- Level should be between min and max marks
- Color: Amber/light brown is good; black and gritty is overdue for change; milky suggests coolant contamination (serious)
Coolant:
- Check reservoir level (cold engine only)
- Should be clean and the correct color (green, orange, or pink depending on type)
- No oily film on surface
Transmission fluid (if dipstick exists):
- Should be pink/red, not brown or burnt-smelling
- Level should be correct
Brake fluid:
- Check reservoir near firewall
- Should be clear to light amber, not dark brown
Power steering fluid:
- Check reservoir level
- Should be clean, not dark or gritty
Other Checks
- Battery - Look for corrosion on terminals (white/blue buildup). Check manufacture date if visible.
- Belts - Look for cracks, fraying, or glazing. Serpentine belt replacement is $100-300.
- Hoses - Squeeze coolant hoses; they should be firm but flexible. Soft or cracked hoses need replacement.
- Air filter - Pull it out if easily accessible. Should be relatively clean, not clogged with debris.
Quick Tip
Look for signs of recent cleaning in the engine bay. An overly clean engine on a high-mileage car could be hiding oil leaks or other issues.
Test Drive Checklist
The test drive is your chance to feel how the car actually performs. Take at least 20-30 minutes.
Starting the Engine
- Cold start - Engine should start within a few seconds. Extended cranking or rough idle suggests problems.
- Warning lights - All should turn off within seconds of starting.
- Idle - Should be smooth and quiet. Rough idle or hunting RPMs indicate issues.
During the Drive
Listen for:
- Squeaks or rattles (suspension, interior trim)
- Grinding when braking (worn brake pads/rotors)
- Clicking when turning (CV joints)
- Whining (power steering, transmission)
- Knocking or pinging (engine issues)
Feel for:
- Vibrations in steering wheel (alignment, tires, brakes)
- Pulling to one side (alignment, brakes, tire pressure)
- Transmission shifting (smooth in automatic, no grinding in manual)
- Clutch engagement (manual: should engage midway, not at top or bottom)
- Brake pedal feel (firm and consistent, not soft or pulsating)
Specific Tests
- Highway speeds - Get up to 100 km/h. Check for vibrations, wind noise, and stability.
- Hard acceleration - Does the car hesitate, miss, or smoke?
- Braking - Find a safe, empty area. Brake firmly - car should stop straight without pulling.
- Turning - Full left and right turns at slow speed. Listen for clicking or grinding.
- Reverse - Check for any unusual noises when backing up.
- Parking - Test parallel parking to check steering lock-to-lock.
ON, BC, AB
Ask to drive on rough roads if possible. Canadian roads are harsh, and you want to know how the suspension handles potholes and frost heaves.
Getting a Pre-Purchase Inspection (PPI)
This is the most important $150-200 you'll spend.
A professional mechanic will check everything you can't:
- Compression test
- Computerized diagnostic scan
- Lift inspection of undercarriage
- Brake measurement
- Suspension component wear
- Hidden rust or accident damage
How to Arrange a PPI
- Tell the seller you want a pre-purchase inspection before committing
- Choose YOUR mechanic, not one they suggest
- Allow 1-2 hours for a thorough inspection
- Get a written report of findings
Watch Out
If a seller refuses to allow a PPI, walk away immediately. Honest sellers have nothing to hide. This is non-negotiable for any used car purchase.
What the PPI Report Should Include
- Overall condition assessment
- List of immediate repairs needed (with estimates)
- List of upcoming maintenance
- Safety concerns
- Recommendation to buy or not buy
Checking Vehicle History
CarFax Canada Report
Always get a vehicle history report ($50-60). It shows:
- Accident history - Reported collisions and damage
- Service records - Maintenance history (if reported)
- Ownership history - Number of previous owners
- Registration history - Provinces where registered
- Lien status - Money owed on the vehicle
- Odometer readings - Historical readings to spot rollback
Quick Tip
Ask the seller for a recent CarFax. If they refuse or don't have one, purchase it yourself using the VIN - the $60 could save you thousands.
VIN Verification
The Vehicle Identification Number is your car's fingerprint. Check that it matches:
- Dashboard (visible through windshield, driver's side)
- Driver's door jamb sticker
- Registration documents
- CarFax report
Also verify:
- VIN hasn't been tampered with (look for scratched or re-stamped numbers)
- Decode the VIN online to confirm year, make, model, and engine match the car
Spotting Odometer Rollback
Odometer fraud is still common. Watch for:
- Wear doesn't match mileage - Heavy wear on a "low mileage" car is suspicious
- Service stickers - Check oil change stickers in the door jamb for higher mileage
- CarFax gaps - Missing history periods or decreasing odometer readings
- Dashboard condition - Worn buttons and steering wheel on a "50,000 km" car suggests much higher mileage
- Original parts - A car with 60,000 km shouldn't need a new transmission or engine
Spotting Flood Damage
Flood-damaged cars from the US sometimes make their way to Canada. Check for:
- Musty or moldy smell - Especially when AC is running
- Rust in unusual places - Under the dashboard, in the trunk, on seat brackets
- Water lines - Staining on upholstery, door panels, or in the engine bay
- Fogged lights - Moisture inside headlights or taillights
- Dirt in hidden areas - Check under seats, in crevices, and in the spare tire well
- Brittle wiring - Water damages electrical connections
- Brand new carpet - On an older car, could be hiding water damage
Watch Out
Flood damage is often not reported on CarFax, especially if the car was never claimed on insurance. Trust your inspection over paperwork.
Quick Reference Inspection Checklist
Save or screenshot this checklist to bring with you:
Exterior
- [ ] Walk around - check for rust, dents, scratches
- [ ] Panel gaps even on all sides
- [ ] Paint color matches on all panels
- [ ] No overspray on rubber/trim
- [ ] All lights work (headlights, taillights, signals)
- [ ] Windshield free of cracks/chips
- [ ] Tire tread depth adequate
- [ ] Tire wear pattern even
- [ ] Tires match (brand and size)
- [ ] No fluid leaks underneath
Interior
- [ ] No musty or smoke smell
- [ ] Wear matches odometer reading
- [ ] All power windows work
- [ ] All door locks work
- [ ] A/C blows cold
- [ ] Heater blows hot
- [ ] Radio/infotainment works
- [ ] All warning lights turn off after start
- [ ] Seatbelts retract properly
Under Hood
- [ ] Oil level and condition OK
- [ ] Coolant level OK, no oily film
- [ ] No cracked/worn belts or hoses
- [ ] Battery terminals clean
- [ ] No signs of leaks
Test Drive
- [ ] Engine starts easily
- [ ] Smooth idle
- [ ] Smooth acceleration
- [ ] Transmission shifts smoothly
- [ ] No unusual noises
- [ ] Brakes firm, stops straight
- [ ] No vibrations at highway speed
- [ ] Steering straight, no pulling
Documentation
- [ ] VIN matches everywhere
- [ ] CarFax report reviewed
- [ ] Service records available
- [ ] PPI completed by your mechanic
Key Takeaways
- Inspect in daylight with the engine cold for best results
- Exterior check: Look for rust, panel gaps, paint mismatches, and tire wear patterns
- Interior check: Test ALL electronics, check for smells and wear patterns
- Under the hood: Check fluid levels and conditions, belts, and hoses
- Test drive: Listen for noises, feel for vibrations, test brakes and transmission
- Get a PPI: $150-200 professional inspection is essential - never skip this
- Check history: CarFax report and VIN verification are non-negotiable
- Watch for fraud: Odometer rollback and flood damage are common scams
- If seller refuses PPI, walk away immediately
Ready to Calculate Your Budget?
Once you've found a car that passes inspection:
Calculate your loan payments